PlutusGifts & PlutusSwap: PLUS More Savings for Rare PLU Stackers

Unlock More Value at Every Reward Level

Usage limits are now directly tied to your stacking tier upgrades. The higher your Reward Level, the more benefits you unlock, including discounted gift cards and increased monthly top-up limits, all designed to reward our most committed customers.

This is more than a feature. It’s an ecosystem upgrade.
‍One that makes your Rare PLU go further by boosting your savings!

What Is PlutusGifts?

PlutusGifts lets you redeem PLUS for discounted gift cards.

This feature is now being upgraded to offer even bigger discounts, available exclusively to Rare PLU stackers who meet the new unlock criteria within the Reward Levels.

Coming in the next update by 30th June 2025:

• The discount rate for customers not on a Reward Level will adjust to be fixed at 1%.
• The higher your Reward Level, the bigger the discount: 100% off at the top tier.

What Is PlutusSwap Premium?

PlutusSwap on the Premium plan lets you redeem PLUS for £10 monthly card top-ups.

This feature is also being upgraded to offer higher top-up limits, available exclusively to Rare PLU stackers who meet the new unlock criteria within the Reward Levels.

Coming in the next update by 30th August 2025:

• Top-up limits will increase incrementally with select Reward Levels.
• Progress levels = higher top-up limits = more real-world savings!

How It Works

Each month, eligible customers who meet reward level requirements can:

• Redeem PLUS for up to £/€100 card top-up limits
• Claim up to £/€100 in discounted gift cards
• Get access to all other Reward Level features

All new benefits are tiered by Reward Level, from 3% discounts at Noob, up to a full 100% at Titan, with top-up limits ranging from £11/month at Noob to £100/month at Titan.

See full details on PlutusSwap, PlutusGifts, and all benefits you unlock with eligible upgrades, including those coming in 2025:

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How Can I Progress If I Can No Longer Earn Rare PLU?

Around 13 million PLU has already been distributed as loyalty rewards for in-app use. While ~70% remains stacked, the rest has been removed by users.

Customers can still progress by re-stacking previously earned and removed PLU.

💡 Top Tip: With no new emissions and a confirmed 3M PLU burn, re-stacking all previously earned and removed PLU makes your stack rarer, unlocking new features.

What If I’m New and Never Earned Rare PLU?

Currently, PLU can no longer be earned, so new customers may not yet be able to progress.
However, we’re working on licensing for a peer-to-peer marketplace (PlutusDEX) where customers can swap PLU and other rewards, stay tuned.

So, How Can Someone Actually Get Access?

This is a brand-new feature, and we’ve made it incredibly lucrative.

Customers can now redeem PLUS with no fees, starting at £/€10 in value, and with the upcoming update, will be able to unlock up to £/€100 card top-ups per month, plus more savings with gift cards — offering an average annual saving of £/€1,033 from the system, all available with just a £/€19.99/month Premium account.

This is a one-of-a-kind, unmatched benefit not offered by any other fintech.

Access is reserved for those who truly value long-term stacking of earned Rare PLU in self-custody. If that’s you, you’re in the perfect position to take full advantage.

Who’s Eligible?

To use the new lucrative PlutusGifts and PlutusSwap Premium, you need to:

• Reach a higher Reward Level by stacking the minimum required PLU.
• Stack the minimum PLU required for your current Reward Level before progressing:
  
  Examples:
  
  • If you’re Sub-Only, stack 1 PLU to reach Noob.
  • From Noob, stack 500 PLU on top of your current stack to move above Adventurer.
  • If you’re Chad, stack at least 4,000 PLU to move up above Veteran.

• The higher you progress, the bigger the savings you unlock.
• You can choose any level to progress to, but you must meet the minimum PLU stack required from your current level for the upgrade to qualify for the new benefits.
• Once qualified, maintain both your stack and level to continue retaining all benefits. 
• The system starts tracking upgrades from 8th June 2025.
• Qualified users will be notified by email before the feature launch on the dates listed below.
• All qualifying upgrades will also be eligible for PlutusCashback and PlutusMiles via Reward Levels, expected in 2025.

The table below shows the minimum stack required for your current tier to upgrade to the next level. Upgrade to any tier of your choice by meeting your current level’s minimum stack requirement:

🗓 Launch Timeline

Both new Reward Level features will launch by the following dates:

• PlutusGifts: 30th June 2025‍
• PlutusSwap Premium: 30th August 2025

⚠️ Important Notes

• Access to these features requires meeting the new unlock criteria at a Reward Level.
• All current Reward Level stackers must meet the new level upgrade requirements.
• Requirements for each customer on current tiers are listed in the table above.
• Mid-cycle upgrades will unlock benefits at the start of the following month.
• Redemption caps and brand availability may vary by region.
• Premium subscription plan is required to access PlutusSwap on Reward Levels.
• Stack requirements may lower over time and offers may update with +30 days' prior notice.
• PlutusGifts Q2 promotion from the February transition will retain the original £/€10/mo. limit.
• All customers must meet the new criteria to unlock additional new features and higher limits.‍
• Terms & Conditions apply to all features.

Get Ready to Gift Yourself

PlutusGifts is your gateway to unlock higher savings on daily purchases! 

Pair it with PlutusSwap and higher top-ups  to turn PLUS points into real-world value. 

Stack smarter. Save more.
With PLUS MORE!

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