Your “rewards cap” refers to the portion of your monthly card spending that qualifies for rewards. To illustrate, let’s break it down with an example:

• You earn 3% rewards.
• You have a £1,000 rewards cap.

Now, suppose you spent £3,000 in a month. You would earn rewards on the first £1,000, as that's within your rewards cap.

In this example, you would receive up to £30 worth of rewards for the month (£1,000 x 3%).

Please note: Redemption caps are NOT stackable.

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