What Is PlutusCashback?

We’re excited to introduce PlutusCashback, a clever new way to turn your daily spending into real savings at brands you already love. Whether you’re grabbing coffee, booking travel, or shopping online, PlutusCashback puts your spending to work, helping you save money, earn rewards, and get more from your PLUS.

How It Works

Starting July 2025, all Plutus subscribers can unlock cashback from 200+ top brands across categories like food, fashion, travel, and more.

• Each brand offers 3%–30% cashback, and costs just 1 PLUS to unlock.
• Once unlocked, a brand stays available permanently (or as long as the merchant participates).
• Simply spend with your Plutus Card and cashback is paid directly to your Plutus Account ready for you to spend again and earn even more.

What’s Coming Next

In August, we’re launching a second wave with 100+ top-tier brands.

• These brands offer up to 10% each and will be tied to your Reward Level.
• Unlocking these brands doesn’t require additional stacking.
• Additional top-tier brands on top of your Reward Level allowance can be unlocked for just 1 PLUS per 1% cashback (e.g., a 5% brand = 5 PLUS to unlock permanently*).
• In total, there will be +400 brands across all categories as roll out continues.

How PlutusCashback Works

PlutusCashback is based on three things:

• Subscription Plan: Unlocks redeem access to Tier 2 brands
• Reward Level: Determines the number of Tier 1 brands you can unlock
• PLUS Redeemed: Used to unlock individual brands

What You’ll See

• Everyone sees the full list of T1 (top-tier) and T2 (everyday) brands
• Cashback rates are shown for all brands (greyed out until unlocked)
• Unlock any brand permanently using PLUS (or until merchant participates)
• T2 brands are accessible to all subscribers
• T1 brands require a qualifying Reward Level or PLUS redemption

Unlocking Cashback

Everyday brands are accessible to all subscribers. Top-tier brands, however, are only available to Reward Level customers, either through their stacking tier or by redeeming PLUS.

Via PLUS Redemption:

Example: 

• Subscription: An everyday brand (T2) offering up to 30% cashback can be unlocked permanently for just 1 PLUS.
• Reward Level: A top-tier (T1) brand offering 8% cashback requires 8 PLUS to unlock, permanently.
  
  Note: Brands unlock without time or limit restriction from Plutus; however, rates and availability depend on how long the merchant continues to participate.

Via Reward Level (PLU Stacking)

Your current Reward Level automatically unlocks a selected number of top-tier (T1) brands of your choice, no PLUS redemption (unless you want more) or extra PLU stacking required.

When Is It Live?

• PlutusCashback launches by 30th July 2025 for all customers.
• August: Second wave of 100+ top-tier brands on Reward Levels
• Q4 2025 goal: 400+ brands in total 🤞

Note: Fewer brands at launch due to integration timelines; more added gradually.

What About EU Brands?

• No EU brands at launch, unfortunately, the partnership integrations take longer.
• We’re targeting a rollout in Q3–Q4 2025, TBC.

Note: Non-EUR customers (EU) can shop online and earn cashback at available brands.

Level Up For Smarter Savings

PlutusCashback is a game-changing new feature that turns your PLUS into real savings… no gimmicks, no catch.  Just simple, smart savings for everyday spending!

Keep stacking your Rare PLU, and let your PLUS do more.‍