What You Get by Stacking Your Rare PLU

When you unlock a Reward Level for the first time (or move up to a higher one), you receive all benefits for that tier. Plus, for a limited time only, extra bonus features for greater savings.

Bonus Features (unlockable until 31st August):

• PlutusGifts: Redeem PLUS for up to 100% off gift cards.
  
  • Starts from merchant rates ranging from 3-30% and increases as your Reward Level rises, up to 100% off at the top tier.

• PlutusSwap Premium: Redeem PLUS for up to £/€100 monthly card top-ups.
  
  • Starts from £/€10 monthly limit from Premium plan customers and increases up to £/€100 per month at the top tier.

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How to Qualify

Anyone can unlock whether you’re a new to Reward Levels or already a stacker.

1. New Stacker: Standard Requirements

Unlock any Reward Level by stacking the required PLU you may have previously earned. You’ll instantly receive all its benefits, plus additional bonus features, available only until 31st August.

These benefits are lucratively designed to help increase your potential savings:

2a. Current Stackers: Instant Unlock

Meet the ongoing earned PLU requirements from the table below, added on top of your current Reward Level stack, to unlock your benefits straight away.

For example, if you’re currently at the Noob level, simply stack an additional 200 PLU on top of your existing amount to unlock all Explorer tier benefits, including a minimum 5% discount on PlutusGifts and £13 in monthly card top-ups.

💡 Tip:  If you stack enough earned PLU to reach a higher level, you receive all the benefits of that tier, including its bonus features and limits. For example, if you’re a Veteran with 6,000 PLU (or more) stacked, you meet the Veteran tier’s 4,000 PLU requirement to unlock its new bonus features. Additionally, because you already have 6,000 earned PLU stacked in self-custody, you also unlock the Legend tier, which unlocks at 10,000 PLU, and receive all its benefits, including its higher bonus features and limits.

2b. Current Stackers: Unlock on 30th August (Reduced Requirements)

The final Inverse DA adjustment phase is confirmed for 30th August, while further adjustments remain unconfirmed until further notice. This means the bonus feature, with its new lower PLU requirements, will only be available to unlock until midnight on 31st August. After this date, it won’t be possible to unlock the bonus features again until they return at a later date, once confirmed.

You can stack the required PLU amount from the table below and automatically unlock during the 48-hour window (30–31 August). Once unlocked, you will retain these bonus features for at least 12 months (or more) without any changes to your benefits.

Important Dates & Deadlines

• 30th July: Current DA with low requirements and immediate access.
• 30th August: Final Inverse DA overall requirement reduced by up to 90%.
• 30th August: Launch of PlutusSwap with higher limits.
• ‍31st August: Last chance to unlock rare and in-demand benefits.‍
• From 1st September: Bonus features will not be available to unlock until later phases are confirmed.

⚠️ Important Reminder: All customers who unlocked bonus benefits since 9th June will retain access for at least 12 months, or receive six months’ notice before changes. Please see our Inverse Difficulty Adjustment article for more details, FAQs and applicable terms. 

Inverse Difficulty Adjustment: Terms & FAQs

Take Action (less than 30 days left)

Maximise your savings today by stacking PLU, don’t miss your final chance!

For full details on how it works, see the video below or visit the FAQs on our helpdesk.

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